WEEKS 1 TO 4 · STRUCTURE
Work out what's happening and who decides.
- Walkthrough heldDONE · Your situation, in your words
- First meetingTHIS WEEK · Goals and who's involved
- Who decides what, written downTO COME
CHECK-INWeek 4NEXT
When your practice changes, everything
has to happen in the right order.
We get your accountant, lawyer and bank working to one plan, so you can keep seeing patients. Twelve weeks, then it's your call.
We coordinate. We don't advise.
Your accountant, lawyer and bank still give the advice.
Your professionals stay.
We work with the people you already have.
No commissions.
Our fee comes from you, never from a product or a referral.
THE GAPS
The problem usually isn't your professionals. It's the gaps between them.
Each one does their part well. Nobody is asked to watch the gaps, so the job lands on you, between patients.
- 01
THE GAP BETWEEN YOUR ACCOUNTANT AND YOUR LAWYER
The price agreed before anyone works out the tax
- 02
THE GAP BETWEEN YOUR LAWYER AND YOUR BANK
The personal guarantee still on the old practice loan
- 03
THE GAP BETWEEN YOUR BANK AND YOUR ACCOUNTANT
The loan approved before the practice is valued
WHAT WE DO
We watch the gaps between them.
You stay in charge. Your professionals keep doing what they do.
We pass it on
What one professional decides, the others hear about. Nobody works from old news.
We check the order
We check what each step depends on before it's signed.
We chase what's next
You don't have to remember who's waiting on whom.
HOW IT WORKS
Start with twelve weeks.
Stay as long as it helps.
Twelve weeks is our engagement. Approvals and settlements run on their own timelines. We bring your professionals in from week one, and the focus shifts as the work moves.
YOU ARE HERE
Starts · Week 1Structure · Week 4Connect · Week 10Maintain · Week 12Stay on · If you want
DoneThis weekUnderwayTo come
WEEKS 5 TO 10 · CONNECT
Get everyone working on the same plan.
- Everyone briefed on the planTO COME
- Handovers followed throughTO COME
CHECK-INWeek 10
WEEKS 11 TO 12 · MAINTAIN
Tie up loose ends and agree what's next.
- Loose ends tied upTO COME
- Final meetingTO COME · What happens next, agreed
- Week 12 review bookedTO COME
CHECK-INWeek 12
AFTER WEEK 12 · IF YOU WANT
Stay on with us.
Agree whether ongoing coordination would help as your situation changes.
REVIEWDecided together at week 12
WEEK 12 REVIEW
We sit down together: what's done, what's still open, who's on it, and what you need next. Carry it on yourself, with your accountant, or stay on with us.
See a sample weekly updateWHAT IT LOOKS LIKE
Two GPs. One leaving. Everything in the right order.
The same three gaps, covered in order.
One partner retiring, the other staying on and buying in.
- WEEK 2The practice valued independentlyAccountant · Valuer
- WEEK 5Price agreed, with the tax already worked outAccountant · Lawyer
- WEEK 8The loan approved on the valuationBank
- WEEK 10Agreement ready to sign, with the guarantee release agreed for settlementLawyer · Bank
Ready to sign by week 12. Settlement followed on the bank's timing. They kept their accountant, lawyer and bank.
WHO WE HELP
Start with your situation.
FOR DOCTORS AND PRACTICE OWNERS
Medical practices
Partner in or out, selling, separating, starting. And what it means at home.
See how we helpFOR YOU AND YOUR FAMILY
Personal and family
For when trusts, super, property and the will start tangling together.
Learn moreTHE TEAM
Four people who've worked side by side for years.
Experience that spots the expensive mistake early.
David and Shaun have worked together for fifteen years. Shaun, Teagan and Shannon spent years side by side in a busy financial advice practice. We’ve seen how easily things become disconnected when professionals don’t talk, and we understand where advice ends and coordination begins.
Working with youChecking inBehind the scenes
David Coomber
DIRECTOR & CHAIRMAN
More than 50 years’ experience in public practice accounting. Previously a licensed financial adviser for 35 years.
Oversees how NFO runs. Brings a lifetime of experience to every plan.
STRUCTURECONNECTMAINTAIN
Guiding the team behind the scenes, on every engagement.
Shaun O'Keefe
DIRECTOR & COORDINATOR
14 years’ experience in financial services. Former licensed financial adviser who practised for more than a decade.
Runs your walkthrough and works out the plan with you.
STRUCTURECONNECTMAINTAIN
With you at the start, then checking in as it moves.
Teagan Pope
CLIENT COORDINATION LEAD
Former licensed financial adviser with experience managing a large financial planning practice.
Your day-to-day contact. Keeps everyone moving.
STRUCTURECONNECTMAINTAIN
With you all the way through. Watching your plan every week.
Shannon Sweetman
OPERATIONS & SYSTEMS LEAD
Former paraplanner and practice manager, responsible for a large team of financial advisers, paraplanners and support staff.
Keeps the plan, the records and the systems in order.
STRUCTURECONNECTMAINTAIN
Behind the scenes the whole way.
How often we check in depends on your situation. You'll always know who to call.
Not sure if you need us?
A short walkthrough will tell you.
You'll leave with a clear view of what needs to happen, and in what order. If your accountant can handle it, we'll say so.
Arrange a walkthroughClients across Australia. Most walkthroughs are by video.
WHAT HAPPENS IN A WALKTHROUGH
- 01
We listen
Your situation, in your words, and who's already involved.
- 02
We map it
What needs to happen, who does it, and in what order.
- 03
You decide
Whether to go further with us, or carry it on yourself.
FOR ACCOUNTANTS, ADVISERS AND BANKERS
You give the advice.
We run the sequence.
We don't replace you. We make sure your work connects to everything else happening around your client. Your client stays your client.
How we work with professionals